Other travel agencies may recommend errors and omissions insurance (E&O) because they require their Independent or Home-Based Travel Agents to do more of the transaction work themselves, exposing them to more liability. InteleTravel agents are generally referral agents, we do most of the work for you, our systems are fully automated, and our agents do not collect funds for travel sales. As long as you work in compliance with our written agreement and training guidelines in the manual, your activities are covered by the E&O insurance that the agency carries. In our history, there has never been a claim against one of our agents. Of course, we do not discourage you from carrying your own coverage especially if you approach your travel business more aggressively, more full time, etc. There are several E&O products specifically for independent agents. Annual premiums range from $300 to $500 USD.